Business Finance
Business Loan
Fuel your business growth with capital for expansion, inventory purchase, equipment, or working capital needs. Flexible repayment options designed for entrepreneurs.
Business Loan
Quick OverviewLoan AmountUp to ₹50 Lakhs
HighlightFast Processing
TenureUp to 7 Years
Processing48 Hours
Key Features
What makes our Business Loan stand out from the rest.
Growth Capital
Get funds to expand your business, open new branches, or scale operations.
Equipment Financing
Purchase machinery, technology, or equipment needed for your business.
Inventory Funding
Stock up on inventory for seasonal demands or bulk purchase discounts.
Working Capital
Manage day-to-day operational expenses and cash flow gaps smoothly.
Flexible Repayment
Customize your EMI schedule to align with your business cash flow cycles.
Fast Processing
Get approval within 48 hours so your business never misses an opportunity.
Eligibility Criteria
- Business operational for at least 2 years
- Minimum annual turnover of ₹10 Lakhs
- Business owner aged 25-65 years
- Valid GST registration (if applicable)
- Good business credit history
- Profitable business with ITR filed
Documents Required
- Business registration documents
- Last 2 years ITR with computation
- Last 12 months bank statements
- GST returns (last 1 year)
- KYC documents of all directors/partners
- Business financial statements (P&L, Balance Sheet)
Frequently Asked Questions
All types of businesses including sole proprietorships, partnerships, LLPs, private limited companies, and self-employed professionals are eligible for our business loan.
Yes, you can use the business loan for any legitimate business purpose including expansion, working capital, equipment purchase, inventory, renovation, or hiring.
For loans up to ₹20 Lakhs, no collateral is required. For higher amounts, collateral security may be needed depending on the business profile and loan amount.
The interest rate is based on factors like business vintage, turnover, profitability, credit score, and the loan amount requested. Better profiles get lower rates.
Businesses need to be operational for at least 2 years. For newer businesses, you may explore our personal loan option or provide additional collateral for consideration.