Privacy Policy

1. Introduction

Aastha Capital Finance ("we," "our," or "us") is committed to protecting the privacy of our customers and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, date of birth, PAN number, Aadhaar number, address, and employment details.
• Financial Information: Income details, bank statements, credit history, existing loan details, and asset information.
• Technical Information: IP address, browser type, device information, cookies, and usage data collected automatically.
• Documents: Identity proofs, address proofs, income documents, and photographs submitted during loan application.

3. How We Use Your Information

• Processing and evaluating your loan applications
• Verifying your identity and creditworthiness
• Communicating with you about your applications and services
• Complying with legal and regulatory requirements
• Improving our services and website experience
• Sending promotional offers and updates (with your consent)

4. Information Sharing

We may share your information with:

• Partner banks and NBFCs for loan processing
• Credit bureaus for credit assessment
• Government authorities as required by law
• Service providers who assist in our operations

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures to protect your personal information, including encryption, secure servers, firewalls, and access controls. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Cookies

Our website uses cookies to enhance your browsing experience. Cookies help us understand how you use our website and enable certain functionalities. You can control cookie settings through your browser preferences.

7. Your Rights

• Access your personal data held by us
• Request correction of inaccurate information
• Withdraw consent for marketing communications
• Request deletion of your data (subject to legal obligations)

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.