Personal Finance
Personal Loan
Fulfill your personal aspirations — whether it's a dream wedding, vacation, medical emergency, or home renovation. Get instant approval with minimal paperwork.
Personal Loan
Quick OverviewLoan AmountUp to ₹25 Lakhs
HighlightQuick Approval
TenureUp to 5 Years
Processing24 Hours
Key Features
What makes our Personal Loan stand out from the rest.
Instant Approval
Get approved within 24 hours with our fast-track processing system.
Minimal Documents
Just basic KYC and income proof. No excessive paperwork needed.
Low Interest
Competitive rates starting from 10.5% p.a. based on your credit profile.
Flexible Tenure
Choose repayment period from 12 to 60 months as per your comfort.
No Collateral
Completely unsecured loan. No need to pledge any asset or property.
Online Process
Apply from anywhere. Complete digital process from application to disbursement.
Eligibility Criteria
- Indian citizen aged 21-58 years
- Salaried or self-employed individual
- Minimum monthly income of ₹25,000
- At least 1 year of work experience
- Good credit score (650+)
- Valid bank account and address proof
Documents Required
- PAN Card & Aadhaar Card
- Last 3 months salary slips
- Last 6 months bank statements
- Passport size photographs
- Address proof (utility bill/rent agreement)
- Employment/business proof
Frequently Asked Questions
You can get a personal loan of up to ₹25 Lakhs depending on your income, credit score, and repayment capacity. The exact amount is determined after assessing your application.
Once your application is approved, the loan amount is typically disbursed within 24-48 hours directly to your bank account.
Yes, you can prepay your personal loan after 6 months of regular EMI payments. Prepayment charges may apply as per the loan agreement terms.
A credit score of 650 or above is generally required. However, a higher score (750+) can help you get better interest rates and higher loan amounts.
Yes, self-employed individuals can apply for a personal loan. You will need to provide ITR for the last 2 years and business financial statements.