Education Finance
Education Loan
Don't let finances hold back your academic dreams. Our education loans cover tuition fees, hostel charges, books, equipment, and living expenses for studies in India or abroad.
Education Loan
Quick OverviewLoan AmountUp to ₹75 Lakhs
HighlightStudent Friendly
TenureUp to 15 Years
Processing3-5 Days
Key Features
What makes our Education Loan stand out from the rest.
India & Abroad
Financing for courses in India as well as top universities across the world.
Complete Coverage
Covers tuition fees, hostel, books, equipment, travel, and living expenses.
Moratorium Period
No EMI during study period. Start repayment only after course completion.
Tax Benefits
Get tax deduction on interest paid under Section 80E of Income Tax Act.
All Courses Covered
Engineering, MBA, Medical, Law, Arts, Sciences — all recognized courses eligible.
Co-applicant Support
Parents or guardians can be co-applicants to strengthen the application.
Eligibility Criteria
- Indian citizen with confirmed admission
- Student aged 18-35 years
- Admission to recognized institution in India/abroad
- Co-applicant (parent/guardian) with stable income
- Good academic record
- Collateral for loans above ₹7.5 Lakhs (abroad studies)
Documents Required
- Admission letter from institution
- Mark sheets of all previous qualifications
- KYC documents of student and co-applicant
- Income proof of co-applicant
- Cost of study certificate/fee structure
- Passport & visa (for abroad studies)
Frequently Asked Questions
You get a moratorium period covering the course duration plus 6-12 months after completion. EMI payments begin only after this period ends, giving you time to find employment.
For loans up to ₹7.5 Lakhs for studies in India, no collateral is needed. For higher amounts or abroad studies, collateral like property may be required.
Yes, we provide education loans for studying abroad at recognized universities worldwide. Loan amounts can go up to ₹75 Lakhs for premier international institutions.
All UGC/AICTE recognized courses in India and courses at recognized international universities are covered — including engineering, MBA, medical, law, arts, and vocational courses.
Yes, the education loan covers tuition fees, hostel/accommodation, books, equipment, travel expenses, and reasonable living costs during the study period.