Property Finance
Home Loan
Make your dream home a reality. Whether you're buying a new property, constructing a house, or renovating an existing one — we offer long-tenure home loans at attractive rates.
Home Loan
Quick OverviewLoan AmountUp to ₹5 Crore
HighlightEasy Process
TenureUp to 30 Years
Processing5-7 Days
Key Features
What makes our Home Loan stand out from the rest.
High Loan Amount
Get up to ₹5 Crore financing covering up to 90% of property value.
Long Tenure
Repay comfortably over up to 30 years, keeping your EMI affordable.
Lowest Rates
Home loans starting from just 8.5% p.a. — among the lowest in the market.
All Property Types
Flat, villa, plot, under-construction, resale — all property types covered.
Tax Benefits
Save tax under Section 80C (principal) and Section 24 (interest) of IT Act.
Balance Transfer
Switch your existing home loan to us for better rates and top-up options.
Eligibility Criteria
- Indian citizen aged 23-65 years
- Salaried or self-employed individual
- Minimum monthly income of ₹30,000
- Good credit score (700+)
- Property should be in an approved area
- Age at loan maturity should not exceed 70 years
Documents Required
- PAN Card & Aadhaar Card
- Income proof (salary slips/ITR for 3 years)
- Last 12 months bank statements
- Property documents (agreement, title deed, approvals)
- Property valuation report
- Passport photos and address proof
Frequently Asked Questions
You can get a home loan of up to ₹5 Crore, typically covering 75-90% of the property value depending on the loan amount slab and your eligibility.
Yes, we provide home loans for under-construction properties. The disbursement happens in stages linked to construction milestones, and you pay pre-EMI interest until full disbursement.
You can claim deduction up to ₹1.5 Lakh on principal repayment under Section 80C and up to ₹2 Lakh on interest payment under Section 24(b) of the Income Tax Act.
Yes, we offer home loan balance transfer with attractive interest rates. You can also avail a top-up loan on the transferred amount for additional fund requirements.
While not always mandatory, we strongly recommend property insurance to protect your investment. Some lenders may require it as part of the loan terms.